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Each year, millions of people are affected by identity theft. Since 2009, it has exponentially increased, with at least 12 million people affected. If that’s not something to worry about, then maybe this is: it takes over 600 hours to restore your reputation and identity after falling victim to identity theft.

Listed below are steps and tips to take in preventing yourself from identity theft. 

Ways to Protect Yourself from Identity Theft

  • 1. Make good and strong passwords. Choose words and phrases that no one would be able to guess. If you have difficulty thinking of your password that no one else would be able to guess, try some free password generators online. Good passwords should always have capital letters, numbers and be at least 12 characters long. 

Also, remember never to use the same password for any other websites. If any hackers do get access to one account, they won’t get access to all your other ones without knowing your other passwords. 

  • 2. When making a PIN, avoid easily guessed numbers like your birth year, social security number, birth date, or phone number. 

  • 3. Beware of phishing scams. Phishing involves the sending of emails that appear to be harmless. Then, once you click on them and open the attachments or links given, you are flooded with downloads you didn’t agree on or asked to confirm your passwords, social security numbers, etc. 

Any such email should set off a red flag. Other phishing scams can include false lottery wins – letting you know that you’ve won big on the lottery. They’ll then ask you your banking information, social security number, and passwords. This is where the scammers have access to who you are and all of your money. 

  • 4. Take care when shopping online. Ensure that when you’re shopping, the web address contains “https” instead of “http.” If it contains “http,” the website is not secure and should not be used. You can also try having a separate credit card for shopping online. This will make it easier to tell if your information has been compromised. It will also prevent hackers from getting access to your “real” credit card. 

  • 5. Never open/answer unsolicited and unwanted emails. If you don’t recognize the sender, don’t open it, and don’t answer any questions. If you do answer the email, it confirms to the hacker that you are a real person. Aside from identity theft, there could also be viruses looming within the email. Once opened, your computer is compromised and filled with viruses. 

  • 6. Carry your wallet or bag safely. Even if you think you live in a safe area, thieves can be looming, ready to take your belongings once you’re not paying attention. Listed below are some ways to discourage the possibility of your wallet and information from being stolen.
  • Never leave your belongings unattended. Unattended belongings are an easy target for any would-be thieves. Always keep an eye on your things. This simple step can save your identity and your money
    • Never leave your wallet in a pocket where it’s hanging out. This leaves your wallet exposed and easy for anyone to take. 
    • If you use a purse, don’t carry it on one shoulder. It’s easily snatched that way. If you can, carry it across your body. 

  • 7. Shred any documents that have your confidential information on them. Don’t just throw away those old billing statements and other documents. People may go through your garbage and find all of your banking and personal information. Shredding your paperwork will prevent unwanted people from gaining control of who you are and your money. 

Your identity is who you are, so you don’t want some stranger to take that away from you. You always want to protect yourself from the inevitable, so it’s important that you know how to protect yourself from something like your identity being stolen.

Potentially Dangerous Things You Should Never Do Online

You do everything you can in your life to avoid danger. You always wear a seatbelt when in the car, you apply sunblock every time you go outside, and you always make sure you’re wearing the proper protection when riding a bike. 

But what do you do when you go online? There, it’s much harder to protect yourself from the dangers of the world. Hackers are everywhere, hunting for your information and hunting to expose who you are. 

Below is a list of things people do on the internet that have proven very dangerous for people’s privacy. If you realize you are guilty of doing these things, please be aware of the dangers involved. 

  • 1. You assume that your banking site is always safe. The hackers always go where the money is. So please, don’t hastily type in the URL to your banking site. Take your time and ensure that the URL is correct each time. Failing to notice a mistake can lead you to a site that is about to scam you. This will lead you to become a victim of cyber theft. 
  • 2. You don’t know where your kids go online. If you have children, you need to become aware of their favorite social media websites. Be involved in your children’s internet life. By doing so, you can help guide them through any cyberbullying and any challenges in their internet life. 
  • 3. You shop in shady online stores. It’s very easy to get hooked on an item you love online. Use caution before you click the “Add to Cart” button, though. To prevent you from falling victim to cyber theft, you can protect every transaction you make with Kaspersky’s Safe Money technology. 
  • 4. You shop and bank on public Wi-Fi. Hackers love to spy on public Wi-Fi. They can gain access to your credit card numbers, social security, and any other information. Make sure the Wi-Fi connection is completely secure. Try only to use your phone for banking when it’s completely necessary. 
  • 5. You only use one password. If you aren’t putting enough thought into creating your password, it’ll become very easy for hackers to figure out what it is. They can then steal your money and your identity. If you use multiple passwords for different sites, it’ll become very hard for hackers to access everything you own with just one word. Think of strong passwords with at least 12 characters in each one. 
  • 6. You don’t read the fine print. No one likes to take the time to read the fine print. That’s why some companies like to take advantage of that fact. When you don’t read the fine print, you could be allowing companies to have access to your information without you knowing.
  • 7. You’re too social. There’s nothing wrong with talking to people and being friendly, but sometimes the wrong things can be said, and the wrong people might take advantage of that. 

The internet can be a dangerous place. It’s very important to take the proper precautions necessary to protect yourself and your information.

Online Charity Donation Safety Tips

Online charities have evolved into something that has enabled people to quickly and easily donate money and give charitable donations. Each year, millions of dollars are given to hundreds of thousands of charities worldwide. 

As you do more financial transactions online, it’s important to remain safe when donating your money. Unfortunately, hackers are hiding everywhere, making it that much harder to trust anything. If you are a regular donor to charities or plan to donate to charities, listed below are tips for you to follow and keep in mind when donating your money online.

  • 1. Verify the charity. Whether you are giving offline or online, you should always verify that the charity you want to donate to is legitimate. Research the charity and make sure you read about their mission, programs, and any other important information to ensure your money is going to a place that truly needs it – and isn’t just after your money. 
  • 2. Look for privacy policies. Ensure that the charity you want to donate to will not hand out your information to random people freely. Make sure that your private information is safely guarded and will be used properly. 
  • 3. Beware of fake websites. Pay close attention to the web address of the charity’s website. Often, scammers will make up a web address that looks very similar to a legitimate charity. Pay attention to what you’re typing when searching for a specific charity. Mistyping the charity and not realizing it can be very bad for you and your privacy. 
  • 4. Beware of any attachments in emails. Never open any attachments that are from unsolicited websites. This is where many scammers will lure you into giving out your information freely. Some of these attachments may even harm your computer. Trust your gut when looking at an email. If you don’t recognize the sender, don’t open the attachments. 
  • 5. Only donate through secure websites. To tell whether or not a website is secure, look for “https” rather than “http” in the URL address line. It would be best if you also looked for the “padlock” symbol on your browser’s status bar. This will let you know if the website is safe or not. 
  • 6. Protect your confidential information. Do not click on any links asking for your personal information like passwords, bank account numbers, or credit card numbers. This is known as phishing, and you don’t ever want to fall victim to this crime. 

Unfortunately, people feel the need to make fake charity accounts so that they can make some money. However, it’s just the type of world we live in. We must adapt to these unfortunate events and do everything we can to prevent ourselves from falling victim to these despicable people. 

Hopefully, these tips will provide some assistance to you for the next time you donate to charities. Don’t ever shy away from donating; be aware of scams and hackers because they hide everywhere. However, if you’re ever in doubt about a charity, you can always contact the charity directly.

How to Stay Safe While Shopping Online

With hackers seeming to be in every corner, it’s hard to believe that people haven’t completely given up on using the internet. However, the internet is important to many, so the key is always to remember that hackers are everywhere. 

In particular, hackers always seem to go where the money is, so it’s vital that you know how to stay safe when using shopping sites online. They can get hold of your credit card information, leading you to become a victim of cyber theft. 

Listed below are some tips to follow to ensure that you’re the safest you can be when shopping online. 

  • 1. Trust your gut. If you have a bad feeling about a website, that may be your body telling you that this website isn’t safe. If at any time you feel as though the shopping site is asking you way too many questions, close out the tab and quit the transaction. Also, the key to note; if you notice that the site looks like it was made in the 90s, has a peculiar address, or fills your screen with pesky pop-ups, close out of the tab. 
  • 2. Be very careful when on a mobile device. Smartphones can do everything a computer can do, but that, unfortunately, does not mean they can protect us against scamming threats as some computers can. Since you do not have that warning on your phone, it becomes very easy for hackers to sneak their way into your phone and your information – especially when you’re shopping online on public Wi-Fi. Use caution when shopping on your phone because hackers are always lurking. 
  • 3. Check your credit card statement frequently. Using a credit card when shopping online is the only smart option. If you use a debit card, cash, or check, you may never see your money again if you get hacked and scammed. However, the credit card company will be able to reimburse you for any fraudulent charges. You won’t get reimbursed if you do not keep an eye on your credit card statement. Always know what your credit card is being used for, and always check your credit card statements. 
  • 4. Change your passwords regularly. If you want to keep all of your information safe and away from people who do not deserve to have it, it might be in your best interest to change your passwords regularly. This will help to prevent any hackers from taking your information and potentially destroying your life.

 

  • 5. Don’t click on links in your email. Instead of clicking on the given links, type the web address into the search bar. Many phishing scams involve emails from what looks like a legit site but will then send you to a phony site where they gather all of your private information. 

This is, unfortunately, the world we live in, where we must be aware of dangers lurking in every corner. Since this is now such a big problem in our world and society, it’s very important that you know how to stay safe, both publically and on the internet.

Know Why Is Safety Good For Business Today

Know Why Is Safety Good For Business Today

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